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Albert Johnson

Why South Africans Should Consider Income Protection Policies

In a world where mental health challenges are increasingly common, it's vital to protect your financial well-being. Did you know that mental disorders affect 1 in 8 people globally, with conditions like anxiety and depression leading the list? These issues can severely impact your ability to work and maintain a steady income.


man sitting on the couch

Why Consider Income Protection?

Income protection policies are designed to provide financial stability if you cannot work due to illness and injury. Mental health issues or other illnesses. Income disability payments paid out to policy holders over the years have been one of the major claimable events, and its sad that it continues to rise each year.


Key Benefits of Income Protection Policies:


  1. Financial Security: Ensures you continue to receive an income if you're unable to work due to illness or injury.

  2. Peace of Mind: Reduces stress and anxiety about future financial uncertainties.

  3. Comprehensive Coverage: Policies can be tailored to cover a range of health issues, including mental health conditions.


women laying on the bed

Real Stories, Real Impact


Consider the case of John, a 45-year-old teacher from Johannesburg, who developed severe depression after a personal loss. With his income protection policy, John could focus on his recovery without worrying about his financial obligations. His policy provided a monthly income, covering his essential expenses until he was ready to return to work.


Take Action Today

Your greatest ability in life is your ability to earn an income. Protect your earnings ability against the unforeseen happening that could jeopardize that.


Speak to your financial planner for further information about a range of comprehensive income protection benefits, or give us a call?



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